Eva Bradley's Blog

The following article explains and enlightens about how lenders and the IRS are dealing with debts after short sales or foreclosures:

What You Need to Know about Cancellation of Mortgage Debt

More Information on Avoiding Foreclosure & Homeowners Options

March  Newsletter

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.

This month’s issue includes topics such as:

“Make Your Home Appealing to Buyers”;
“Know Your Expenses Before You Buy”;
“Home Equity Use No Longer Home Equity Abuse”;
“Get Out Of Debt”;
“Incentives for Going Green”;

Plus a roundup of February real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

Enjoy!

Related articles

• Smart Ways for Seniors to Tap Home Equity (money.usnews.com)

Image by truliavisuals via Flickr

Are you Thinking Of Short Sale your home?  Now you can do it without fear of lenders coming after you. Please read the following article  for more details of this new law:

Short Sale Without Fear.

Interested in this topic?  Please visit a new, upcoming website, www.thinkingofshortsale.com, with a collection of all sorts of Short Sale related information, comments of homeowner’s experiences, documents and reports. Estimated launch date: August 1st, 2011.

Related articles

• New California law could protect short sellers (fresnobeehive.com)
• Short sales, long waits: Buyers and sellers find process frustrating (usatoday.com)

Here is a link to my “December Real Estate Update”:

http://realtytimes.com/145/EvaBradley

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.
Read the rest of this entry »

Please click the link below to open my “September Real Estate Update”:

News You Can Use

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.

This month’s issue includes topics such as:

“Priced to Sell”;
“Most Homebuyers Have No Regrets”;
“Staging a Photo Ready Home”;
“Handling Neighborly Disputes”;
“Social Benefits of Housing”;

Plus a roundup of August real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

Listing Commissions
Real estate brokers normally charge a commission for listing and selling your home. The rate varies, both by region and according to service level. In most areas the commission is calculated as a percentage of the sales price and rates of up to 7% are not uncommon.  Your listing contract will specify both the amount of the commission and the timing for when it will be paid.  Like everything else in real estate, commissions are negotiable. Read the rest of this entry »

Many of you bought your home in 2008 and 2009 using the $8,000 tax credit.   

Here are some usefull links directly from the IRS to help you file the tax credit properly:

• Basic Information
• Claiming the credit on your tax return
• Homes purchased in 2008
• Homes purchased in 2009
• Scenarios

In case you do file your tax return your self  and need help you can visit the official IRS website by clicking here.

The sales details for the first month of 2010 are showing a slow down in Tracy’s real estate market, which is typical for this time of the year.  Tracy’s inventory is still low; as of today we have 207 homes actively listed on the Multiple Listing Service for Tracy and surrounding country areas. The most important factor in purchasing a home is obtaining a loan. Government loans (FHA) are changing rules again; raising the amount of mortgage insurance premiums and raising the minimum down payment back up to 5% of the purchase price. On the other hand the tax credit is still available for qualified home buyers and California governor Arnold Schwarzenegger is about to pass another incentive for Californians; a $10,000 tax credit for new and resale home purchases. If it passes, it will become effective hopefully by the end of this month…. Read the rest of this entry »

For 12 years now my husband and I live in Tracy, 26 miles east of the Dublin – Pleasanton area.  Moving to Tracy from Sunnyvale was quite a lifestyle change for us; our lives were all of the sudden more relaxed and better. Tracy still has that small town feeling, where Tracy Press, the local newspaper, still lists the reason daily why the police and fire department was called out.   Schools are excellent and neighbors are nice to each other. 

Tracy is a sleeper town, which means a big portion of its population, my husband included, is commuting to work to the San Francisco bay area day after day.  With affordable home prices and close proximity to the Silicon Valley many are attracted to move to Tracy and Mountain House area. Read the rest of this entry »

According to a recent survey one in every seven homeowners is currently not making their mortgage payments for one reason or another.  In case you are one of the troubled homeowners I want you to know that you have options, and Realty World Corral Hollow agents like me are here to help you find solutions that are available to you.

Realty World Corral Hollow agents have always been actively involved in helping the community throughout the years and I am proud to be one of them.  We care about our clients and we care about the community.

In these troubling times, Corral Hollow agents are available for you to educate you and to give you directions as to what would be the best option for your individual situation. A confidential, personal consultation does not cost any money and if you get nothing else out of it, just knowing that there is someone you can trust and talk to, will make you feel better and it will be well worth it.

Being agents at Realty World Corral Hollow, our ongoing education allows us to stay informed of the newest laws, rules and regulations that would affect your situation as a homeowner.

For most of us, our biggest investment in our lives is our home.  And it is worth every effort to fight for it.  As your realtor, I would stand and fight with you, until we can reach a reasonable solution.  Even if you are one day away from foreclosure, there is still time to act. 

I urge you to pick up the phone and call me or any Corral Hollow agent to find out about your options.