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	<title>Eva Bradley&#039;s Blog &#187; loan modification</title>
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	<link>http://evabradleyrealtor.com</link>
	<description>Realty World - Corral Hollow Real Estate 104 W 10th Street Tracy, Ca 95376</description>
	<lastBuildDate>Mon, 12 Mar 2012 17:31:51 +0000</lastBuildDate>
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		<title>Scam Watch- Fraud is Booming!</title>
		<link>http://evabradleyrealtor.com/2010/09/22/scam-watch-fraud-is-booming/</link>
		<comments>http://evabradleyrealtor.com/2010/09/22/scam-watch-fraud-is-booming/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 01:43:21 +0000</pubDate>
		<dc:creator>Eva Bradley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[advance fees]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Realty World Corral Hollow]]></category>
		<category><![CDATA[Tracy California]]></category>

		<guid isPermaLink="false">http://ebradley.blogs.rwnetwork.com/?p=413</guid>
		<description><![CDATA[According to the BBB Better Business Bureau article: “The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.” Don&#8217;t be a victim of a scam &#8211; if you think that an offer to help with foreclosure or loan modification issues sound to good to be [...]]]></description>
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<div class="wp-caption alignright" style="width: 158px"><img class=" " title="BBB Video Series logo" src="http://upload.wikimedia.org/wikipedia/en/d/d6/BBBVSlogo1.png" alt="BBB Video Series logo" width="148" height="216" /><p class="wp-caption-text">Image via Wikipedia</p></div>
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<p>According to the BBB Better Business Bureau article: “The housing market in the United States may not be thriving, but business is booming for <a class="zem_slink" title="Foreclosure rescue scheme" rel="wikipedia" href="http://en.wikipedia.org/wiki/Foreclosure_rescue_scheme">foreclosure rescue</a> and loan modification scammers.” Don&#8217;t be a victim of a scam &#8211; if you think that an offer to help with foreclosure or loan modification issues sound to good to be true, seek help or ask for a second opinion from a legitimate source. <a href="http://www.bbb.org/us/article/foreclosure-rescue-scams-are-going-strong-22214" target="_blank">Read more&#8230;.  </a></p>
<h6 class="zemanta-related-title" style="font-size: 1em">Related articles by Zemanta</h6>
<ul class="zemanta-article-ul">
<li class="zemanta-article-ul-li"><a href="http://flowerblossoms.wordpress.com/2010/09/22/home-affordable-modification-program/">Home Affordable Modification Program</a> (flowerblossoms.wordpress.com)</li>
<li class="zemanta-article-ul-li"><a href="http://r.zemanta.com/?u=http%3A//www.cbc.ca/consumer/story/2010/09/22/con-work-at-home-scams.html%3Fref%3Drss&amp;a=24992390&amp;rid=35d14afa-1620-45c3-9ca0-7d9a44008e42&amp;e=28b6ca80e750c120be572cae1c40bf94">Desperate job hunters fall victim to scams</a> (cbc.ca)</li>
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		<title>Are You Having Difficulty Paying Your Mortgage? You Are Not Alone…</title>
		<link>http://evabradleyrealtor.com/2010/01/26/are-you-having-difficulty-paying-your-mortgage-you-are-not-alone%e2%80%a6/</link>
		<comments>http://evabradleyrealtor.com/2010/01/26/are-you-having-difficulty-paying-your-mortgage-you-are-not-alone%e2%80%a6/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 01:24:49 +0000</pubDate>
		<dc:creator>Eva Bradley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Realty World Corral Hollow]]></category>
		<category><![CDATA[Tracy California]]></category>

		<guid isPermaLink="false">/?p=291</guid>
		<description><![CDATA[According to a recent survey one in every seven homeowners is currently not making their mortgage payments for one reason or another.  In case you are one of the troubled homeowners I want you to know that you have options, and Realty World Corral Hollow agents like me are here to help you find solutions [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://evabradleyrealtor.com/files/2010/01/anforeclosurehelp.gif"><img class="alignright size-full wp-image-292" title="anforeclosurehelp" src="http://evabradleyrealtor.com/files/2010/01/anforeclosurehelp.gif" alt="" width="242" height="138" /></a>According to a recent survey <strong><em>one in every seven homeowners is currently not making their mortgage payments for one reason or another</em></strong>.  In case you are one of the troubled homeowners I want you to know that you have options, and Realty World Corral Hollow agents like me are here to help you find solutions that are available to you.</p>
<p>Realty World Corral Hollow agents have always been actively involved in helping the community throughout the years and I am proud to be one of them.  We care about our clients and we care about the community.</p>
<p><strong>In these troubling times, Corral Hollow agents are available for you to educate you and to give you directions as to what would be the best option for your individual situation. A confidential, personal consultation does not cost any money and if you get nothing else out of it, just knowing that there is someone you can trust and talk to, will make you feel better and it will be well worth it.</strong></p>
<p>Being agents at Realty World Corral Hollow, our ongoing education allows us to stay informed of the newest laws, rules and regulations that would affect your situation as a homeowner.</p>
<p><strong><em>For most of us, our biggest investment in our lives is our home.  And it is worth every effort to fight for it.  As your realtor, I would stand and fight with you, until we can reach a reasonable solution.  Even if you are one day away from foreclosure, there is still time to act.</em></strong> </p>
<p><strong><span style="color: #000080">I urge you to pick up the phone and call me </span></strong><strong><span style="color: #000080">or any Corral Hollow agent to find out about your options</span></strong>. </p>
<p><a href="http://evabradleyrealtor.com/files/2010/01/anthebusinessofhelping2.gif"></a> </p>
<p><a href="http://evabradleyrealtor.com/files/2010/01/anthebusinessofhelping2.gif"><img class="alignright size-full wp-image-293" title="anthebusinessofhelping2" src="http://evabradleyrealtor.com/files/2010/01/anthebusinessofhelping2.gif" alt="" width="228" height="134" /></a></p>
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		<item>
		<title>Where Are All the Foreclosed Homes?&#8230;</title>
		<link>http://evabradleyrealtor.com/2010/01/14/where-are-all-the-foreclosed-homes/</link>
		<comments>http://evabradleyrealtor.com/2010/01/14/where-are-all-the-foreclosed-homes/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 15:26:15 +0000</pubDate>
		<dc:creator>Eva Bradley</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Realty World Corral Hollow]]></category>
		<category><![CDATA[Tracy California]]></category>

		<guid isPermaLink="false">/?p=258</guid>
		<description><![CDATA[I think the following article gives a very detailed explanation on the question what happened to all those homes that are sitting vacant and are causing the deterioration of neighborhoods and inviting crimes: http://blog.firsttuesdayjournal.com/?p=2331 Please read and feel free to comment.]]></description>
			<content:encoded><![CDATA[<p>I think the following article gives a very detailed explanation on the question what happened to all those homes that are sitting vacant and are causing the deterioration of neighborhoods and inviting crimes:</p>
<p><a href="http://blog.firsttuesdayjournal.com/?p=2331">http://blog.firsttuesdayjournal.com/?p=2331</a></p>
<p>Please read and feel free to comment. <img class="alignright size-full wp-image-260" src="http://evabradleyrealtor.com/files/2010/01/fadingamericandream.gif" alt="fadingamericandream" width="251" height="183" /></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Do Loan Modifications Work?</title>
		<link>http://evabradleyrealtor.com/2009/10/28/do-loan-modifications-work/</link>
		<comments>http://evabradleyrealtor.com/2009/10/28/do-loan-modifications-work/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 17:05:57 +0000</pubDate>
		<dc:creator>Eva Bradley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">/?p=99</guid>
		<description><![CDATA[I think this maybe a good article to pass on: its about loan modification, what is the trend and how banks are dealing with it. http://blog.firsttuesdayjournal.com/?p=1772]]></description>
			<content:encoded><![CDATA[<p>I think this maybe a good article to pass on: its about loan modification, what is the trend and how banks are dealing with it.</p>
<p><a href="http://blog.firsttuesdayjournal.com/?p=1772">http://blog.firsttuesdayjournal.com/?p=1772</a></p>
]]></content:encoded>
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		<title>Attention Homeowners!</title>
		<link>http://evabradleyrealtor.com/2009/10/14/attention-homeowners/</link>
		<comments>http://evabradleyrealtor.com/2009/10/14/attention-homeowners/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 21:57:51 +0000</pubDate>
		<dc:creator>Eva Bradley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[advance fees]]></category>
		<category><![CDATA[attorneys]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loans foreclosure]]></category>
		<category><![CDATA[real estate agents]]></category>
		<category><![CDATA[real estate law]]></category>
		<category><![CDATA[Tracy California]]></category>

		<guid isPermaLink="false">/?p=77</guid>
		<description><![CDATA[Image via Wikipedia This came just a minute ago from Cliff Cooler, the CEO of Central Valley Association of Realtors: ADVANCE FEES FOR LOAN MODIFICATIONS NOW PROHIBITTED &#8220;On October 11, 2009, Governor Schwarzenegger signed Senate Bill 94 (Calderon), and the legislation took effect immediately upon his signature. Thus, California law now prohibits any person, including real [...]]]></description>
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<dl>
<dt><a href="http://commons.wikipedia.org/wiki/Image:Arnold_Schwarzenegger_2004-01-30.jpg"><img src="http://upload.wikimedia.org/wikipedia/commons/b/bb/Arnold_Schwarzenegger_2004-01-30.jpg" alt="Cropped image of Arnold Schwarzenegger." width="185" height="240" /></a></dt>
<dd>Image via <a href="http://commons.wikipedia.org/wiki/Image:Arnold_Schwarzenegger_2004-01-30.jpg">Wikipedia</a></dd>
</dl>
</div>
</div>
<p>This came just a minute ago from Cliff Cooler, the CEO of Central Valley Association of Realtors:</p>
<p><span style="color: #ff0000"><strong><span style="text-decoration: underline">ADVANCE FEES FOR LOAN MODIFICATIONS NOW PROHIBITTED<br />
</span><br />
</strong></span>&#8220;On October 11, 2009, Governor Schwarzenegger signed <a class="zem_slink" title="Bill (proposed law)" rel="wikipedia" href="http://en.wikipedia.org/wiki/Bill_%28proposed_law%29">Senate Bill</a> 94 (Calderon), and the legislation took effect immediately upon his signature. Thus, California <a class="zem_slink" title="Law" rel="wikipedia" href="http://en.wikipedia.org/wiki/Law">law</a> now prohibits any person, including real estate licenses and attorneys, from demanding or collecting an advance fee from a consumer for <a class="zem_slink" title="Loan modification" rel="wikipedia" href="http://en.wikipedia.org/wiki/Loan_modification">loan modification</a> or <a class="zem_slink" title="Mortgage loan" rel="wikipedia" href="http://en.wikipedia.org/wiki/Mortgage_loan">mortgage loan</a> forbearance services affecting 1 &#8211; 4 unit residential dwellings.&#8221;</p>
<p>Unfortunately, this came just a little too late for some homeowners, who already paid thousands of dollars modifying their loan, but it never got done&#8230;</p>
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