Eva Bradley's Blog

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After the new California carbon monoxide meter law took effect in July 2011, scammers found a new way to make money. 

To avoid being the scammers’ next victim I recomend to read the following article in Tracy Press : “Safety Requirement May Be Scam Opportunity“

Carbon monoxide meters are available in most major warehouses and stores like Walmart, Costco, Orchard Supply and many others and cost no more than  $25 to $40.

Related articles

• Fire officials warn of carbon monoxide detector scam (latimesblogs.latimes.com)

The following article is for those who took advantage of and purchased their

home with the tax credit:

Tax Credit & Tax Refund

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Today is Staint Nicholas Day in Europe.

In European countries December 6th is a much anticipated day by children: Saint Nickolas Day. On this special day, St. Nick surprises children with treats if they behaved well during the year. Those who were naughty, receive coal and sticks from St. Nicholas’ helper, Knecht Ruprecht. Read the rest of this entry »

Here is a link to my “December Real Estate Update”:

http://realtytimes.com/145/EvaBradley

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.
Read the rest of this entry »

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There is a desperate need for bone marrow donors to save the lives of people suffering from leukemia and other life-threatening illnesses.  Read the rest of this entry »

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According to the BBB Better Business Bureau article: “The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.” Don’t be a victim of a scam – if you think that an offer to help with foreclosure or loan modification issues sound to good to be true, seek help or ask for a second opinion from a legitimate source. Read more…. 

Related articles by Zemanta

• Home Affordable Modification Program (flowerblossoms.wordpress.com)
• Desperate job hunters fall victim to scams (cbc.ca)

For 12 years now my husband and I live in Tracy, 26 miles east of the Dublin – Pleasanton area.  Moving to Tracy from Sunnyvale was quite a lifestyle change for us; our lives were all of the sudden more relaxed and better. Tracy still has that small town feeling, where Tracy Press, the local newspaper, still lists the reason daily why the police and fire department was called out.   Schools are excellent and neighbors are nice to each other. 

Tracy is a sleeper town, which means a big portion of its population, my husband included, is commuting to work to the San Francisco bay area day after day.  With affordable home prices and close proximity to the Silicon Valley many are attracted to move to Tracy and Mountain House area. Read the rest of this entry »

According to a recent survey one in every seven homeowners is currently not making their mortgage payments for one reason or another.  In case you are one of the troubled homeowners I want you to know that you have options, and Realty World Corral Hollow agents like me are here to help you find solutions that are available to you.

Realty World Corral Hollow agents have always been actively involved in helping the community throughout the years and I am proud to be one of them.  We care about our clients and we care about the community.

In these troubling times, Corral Hollow agents are available for you to educate you and to give you directions as to what would be the best option for your individual situation. A confidential, personal consultation does not cost any money and if you get nothing else out of it, just knowing that there is someone you can trust and talk to, will make you feel better and it will be well worth it.

Being agents at Realty World Corral Hollow, our ongoing education allows us to stay informed of the newest laws, rules and regulations that would affect your situation as a homeowner.

For most of us, our biggest investment in our lives is our home.  And it is worth every effort to fight for it.  As your realtor, I would stand and fight with you, until we can reach a reasonable solution.  Even if you are one day away from foreclosure, there is still time to act. 

I urge you to pick up the phone and call me or any Corral Hollow agent to find out about your options. 

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Bi-Weekly Mortgage

Did You Know? Making one extra mortgage payment a year will knock years off your mortgage and save you thousands of dollars. Click here to learn more.

If you search for “bi-weekly mortgage” with an Internet search engine, you will be overwhelmed by the number of companies offering “Bi-weekly Mortgage Reduction Services” or “Bi-weekly Savings Programs.” Beware, you are entering dangerous waters.

Beware of Bi-Weekly Mortgage Reduction Services and Savings Programs

These “Reduction Services” and “Savings Programs” are charging you fees to “make a bi-weekly mortgage payment” for you. The enticement is that they will save you an impressive amount of money on your mortgage and reduce the number of years you pay on your mortgage.

The enticement is that they will make bi-weekly mortgage payments for you.

The real story is that they are not actually making bi-weekly payments on your mortgage. They are making bi-weekly deductions from your bank account. These funds are placed into an account from which your monthly mortgage payment is made (which only takes 24 deductions – but during the course of a year 26 deductions will be made from your account). With the extra 2 deductions, the “Service” makes an additional mortgage payment. In other words rather than making 12 mortgage payments, 13 payments are made.

The enticement is that they are providing a special service to you that would either not be possible for you to get on your own or that you won’t have the time or discipline to make it happen.

The real story is that you can easily make an additional mortgage payment each year. An easy way to do this is to have your mortgage payment automatically deducted from your account each month with an additional 1/12 payment to be applied to the principal amount. At the end of 12 months, you will have made an additional payment. And you won’t have to pay any fees to a “Service”.

Remember: when you have questions, you can always turn to a local Realtor® and he or she will be glad to assist you.