The following article explains and enlightens about how lenders and the IRS are dealing with debts after short sales or foreclosures:

What You Need to Know about Cancellation of Mortgage Debt

More Information on Avoiding Foreclosure & Homeowners Options

March  Newsletter

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.

This month’s issue includes topics such as:

“Make Your Home Appealing to Buyers”;
“Know Your Expenses Before You Buy”;
“Home Equity Use No Longer Home Equity Abuse”;
“Get Out Of Debt”;
“Incentives for Going Green”;

Plus a roundup of February real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

Enjoy!

Related articles

• Smart Ways for Seniors to Tap Home Equity (money.usnews.com)

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After the new California carbon monoxide meter law took effect in July 2011, scammers found a new way to make money. 

To avoid being the scammers’ next victim I recomend to read the following article in Tracy Press : “Safety Requirement May Be Scam Opportunity”

Carbon monoxide meters are available in most major warehouses and stores like Walmart, Costco, Orchard Supply and many others and cost no more than  $25 to $40.

Related articles

• Fire officials warn of carbon monoxide detector scam (latimesblogs.latimes.com)

home with the tax credit:

Tax Credit & Tax Refund

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Today is Staint Nicholas Day in Europe.

In European countries December 6th is a much anticipated day by children: Saint Nickolas Day. On this special day, St. Nick surprises children with treats if they behaved well during the year. Those who were naughty, receive coal and sticks from St. Nicholas’ helper, Knecht Ruprecht.

On the evening of December 5th, children of all ages shine their shoes and then place them on the window sill. During that night, St. Nicholas makes a stop at each house. On the morning of December 6th, the children awake with excitement to see their treats.

When I was a young child, my sisters, my brother, and I always did a very thorough job cleaning our boots. My father always checked each one to see if it was acceptable for St. Nick’s visit.

The presents were placed in the shoes or boots in a small see-through bag that contained a few pieces of nuts, an orange (which was a rarity those days) and some small pieces of chocolates or lollypops. We were poor, so my siblings and I appreciated it very much. Not only because of the goodies, but because we knew that Christmas Eve would be extra special that year. The belief is that St. Nicholas and the Angels share the list of naughty and nice children. Therefore, getting treats from St. Nick instead of coals and sticks also meant that on Christmas Eve the Angels would not only bring the Christmas tree, but a present sent from Heaven as well.

I raised my own children with this same magical tradition and story. I am very pleased to see that they are passing it on to their own children, my grandchildren. It is not the big and expensive toys that make Christmas special. Small inexpensive things with the right magical story can make life long memories that they will cherish and pass down to their own children. That is worth a lot more and those memories are priceless.

Happy St. Nicholas Day to all!

Related articles

• Remembering Celebrations of St. Nicholas Day (blogcritics.org)
• Weird Christmas Traditions Around The World (socyberty.com)

http://realtytimes.com/145/EvaBradley

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.

This month’s issue includes topics such as:

“Why Buy a Home?”;
“Disclosure: Safest Way To Sell A Home”;
“Should I Take My Home Off the Market During the Holidays?”;
“Tips for an Eco-Friendly Holiday”;
“Value in Homeownership”;

Plus a roundup of November real estate activity in Tracy as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

Please contact me if you would like this monthly Newsletter sent directly to your inbox.

To see how the market in Tracy was in the first 10 months of 2010, please take a minute to study the the following charts:

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There is a desperate need for bone marrow donors to save the lives of people suffering from leukemia and other life-threatening illnesses. 

Please join the National Donor Registry for this Marrow Drive to help several local cancer patients to have life saving Bone Marrow Transplant.

It is a painless procedure and no blood involved – it is a simple check SWAB. 

For more detailed information on Bone Marrow Transplant and the Registry of Bone Marrow Transplant please visit www.projectmarrow.org

 Tracy Bone Marrow Drive

Friday, November 12, 2010

12pm-6pm

104 W 10^th Street, Downtown Tracy

Inside Realty World Corral Hollow Real Estate

Be a Hero!

Have questions or concerns?  Please call Mitra Behnam at 209-740-2764

Related articles

• Why You Should Join the Bone Marrow Registry (self.com)

Toys “R” Us released its annual list of hot holiday toys. The retailer selected three dozen toys it expects will be popular this year, and named 15 of those as the hottest of the bunch…..Read full article.

Related articles by Zemanta

• 100 Days til Christmas Countdown & Free Planning Resources (forthemommas.com)

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According to the BBB Better Business Bureau article: “The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.” Don’t be a victim of a scam – if you think that an offer to help with foreclosure or loan modification issues sound to good to be true, seek help or ask for a second opinion from a legitimate source. Read more…. 

Related articles by Zemanta

• Home Affordable Modification Program (flowerblossoms.wordpress.com)
• Desperate job hunters fall victim to scams (cbc.ca)

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With the legislation passed that extends the homebuyer tax credit until April 30th, 2010, you have a great opportunity to get into a new home this year. If you sign a purchase agreement before April 30th and close the transaction by July 1st, you can get up to $8,000 as a credit on your tax return and even put it towards the down payment on an FHA-insured home.

If you’ve been thinking about purchasing a new home, now is the best time to get the ball rolling. Don’t delay it any further; this is not an opportunity you want to pass on by.